Had an awful day

So I was on my way to meet with the lady who was going to fix the medical insurance issue and unfortunately made a miscalculation and crashed the car. No one’s hurt but my car is totaled. Not sure if the other person’s was fixable.

I’ve been feeling so horrible and down on myself ever since. We had been without a car after ours died in May and then we finally acquired this one and after a few precious months I’ve ruined it. We are back to having no car and having to get rides from our roommate.

I was able to make it to see the insurance lady and she thinks the new application will be successful and then I can go back on my meds again.

But I feel like such a screw-up and a failure. My husband works so hard to pay the bills and he’s often in pain (he never got the physical therapy after he broke his back) and as soon as he’s paid the money is all spent. I make only enough to buy some of our food and try to save a little. And now I’ve ruined our car. We only had liability insurance on it; it was very old and there were a lot of things wrong with it.

And the insurance lady told me that if I made very much more than I do, we wouldn’t have qualified for state insurance. We would have been stuck with ACA insurance and the government wants to eliminate the subsidies to pay for that and we can’t afford to pay the full rate. So we would have no insurance at all.

The system is super broken.

So now I’m about to get insurance again but we are car-less.