I wrote about how on Saturday an SUV pulled out in front of my car and I hit my head and my car is totaled. Well, I thought I’d give an update on what’s going on:
I got the police report on Monday and learned the driver of the SUV didn’t have a license, something I’m pretty angry about, but what can you do? The police will deal with that. My insurance company has uninsured motorist coverage and I thought I’d have to rely on them, but they were able to locate some insurance information for the actual registered owner of the SUV, who was not the same person as the driver.
I’ve been on the phone with the owner’s insurance and it looks like they’ll cover everything. I asked if the fact that he lent his car to an unlicensed person was going to be an in issue and they said “that would not be enough” for them to deny coverage. If she had taken the car without permission that’s one thing, but that doesn’t appear to be the case here. I suppose his rates are going to go up over this, but maybe that’ll teach him not to lend his car to unqualified people.
Meanwhile, the goose egg on my head is almost gone. I saw my family doctor yesterday and she thinks I’m doing all right, although she did schedule a “just to be sure” appointment for a month from now.
Today is my 31st birthday. I feel really happy to be alive.